Frequently Asked Questions

Questions, answered plainly.

Everything below is written the way we’d say it across a desk — honest ranges, no fine-print surprises, and a straight “it depends” where that’s the true answer. If your question isn’t here, the form works too.

Funding basics

Decisions typically come within one business day of a complete file. Funding speed after that depends on the program and how the file looks — some programs move faster than others. Checking your options takes about two minutes and needs no documents.

Programs typically range up to 2X your monthly revenue, depending on how the file looks. The review desk looks at your real numbers — time in business, monthly revenue, and the overall health of the file — not a formula alone. Any amount is shown as a plain range before you decide anything.

It depends on the file. Rates can start around 1% a month for the strongest files, and cost varies with the program, the term, and how the file looks. You’ll see the full cost in plain terms — amount, term, and payment — before you sign anything.

Time in business, monthly revenue, and the overall health of the file. No documents are needed to see your options — the first look runs on the basics you share in the form. If a program fits, deeper review happens on the secure application, never by text or email.

Aglet Funding offers several working-capital programs, including revenue-based financing and invoice factoring, and the structures differ. The right one depends on your file. We’ll walk you through exactly how yours works — the amount, the term, and the payment — before you decide.

It depends on the program and the file. Many working-capital programs are revenue-based rather than collateral-first — the review desk weighs your real numbers more than what you can pledge. If a program that fits your file does involve collateral, you’ll know that plainly before you sign anything.

Most industries small businesses actually run — construction, transportation and logistics, retail and e-commerce, restaurants, healthcare, professional services, manufacturing, and more. Fit depends more on the file than the label. If your industry is a poor match for our programs, we’ll say so plainly rather than waste your time.

Programs are available to businesses across the U.S. Availability can vary by state and by file, so the cleanest answer comes from a two-minute check of your options. If a program isn’t available where you operate, you’ll hear that plainly instead of a runaround.

The process

The review desk looks at your real numbers — real underwriters, not a form-bot. Qualifying files usually hear back within one business day. If a program fits, you’ll see it plainly — amount range, term, payment — and decide with zero pressure. If nothing fits, we say that plainly too.

No. Checking your options takes about two minutes, needs no documents, and doesn’t commit you to anything. If you see an option and the timing is wrong, that’s a fine answer — nothing moves forward unless you say so.

None to see your options. If a program fits and you decide to move forward, the secure application typically asks for basic business documents — the kind most owners can put their hands on in a few minutes. We never ask for documents or sensitive information by text or email.

Lendera Capital LLC is the legal entity behind Aglet Funding — Aglet Funding is its DBA, the brand name we do business under. Lendera Capital LLC is the name you may see on legal pages, agreements, and formal paperwork. Same company, same desk in Fort Lauderdale, FL.

Calls & text messages

Only if you ask us to. The form has a separate, optional checkbox for text messages — it’s never pre-checked, and your request goes through just the same without it. You can opt out any time by replying STOP, or reply HELP for help.

Reply STOP to any text, any time, and messages end. We treat an opt-out as an opt-out everywhere — replying STOP also stops calls and emails from us, not just texts. Reply HELP for help, or reach us through the form on this site.

Message frequency varies, and we keep it light. Texts are about your request — a question about your file, a next step, a scheduled call — not a drip of promotions. If it ever feels like too much, one STOP ends it.

We don’t charge for texts, but message and data rates may apply under your carrier plan — the same as any other text you receive. Message frequency varies. Reply STOP to opt out or HELP for help at any time.

Straight answers

No — we’re not the cheapest desk. Files that fit usually leave with a longer term and one payment instead of three, and you’ll know exactly what it costs before you sign anything. If cheapest is the whole goal and your bank will do it, take the bank — plain answers include that one.

We won’t ask for sensitive information — no SSNs, no bank logins, no document uploads — by text or email; sensitive steps happen on the secure application or by phone. We won’t pressure you, invent a deadline, or dress a maybe up as a yes. And if your file doesn’t fit our programs, we say so plainly instead of stringing you along.

Still Have a Question?

The fastest answer is a look at your file.

Tell us the basics and the review desk looks at your real numbers — qualifying files typically hear back within one business day, and you get a plain answer either way.

Check your options

2 minutes · No documents · No obligation